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Eligibility requirements:
- Full-time faculty and staff.
- Part-time faculty who work 25 hours or more per week.
- Part-time staff who work 30 hours or more per week.
- Dependents: spouse, children to age 19.
- Dependent children to age 25, if he/she is a full-time student as determined by the Claims Administrator.
Coverage begins the first of the month following date of hire. Coverage ends the date an employee leaves the employ of the College.
Premiums for elective life insurance are paid entirely by the employee. If an employee elects this benefit upon hire and elects an amount less than or equal to the guaranteed issue amount, the employee will not need to complete the Evidence of Insurability form.
If the employee previously declined this benefit, if the employee wants to increase coverage, or if the employee wants to apply for an amount over the guaranteed issue amount, the employee will need to complete the Evidence of Insurability form. For coverage requiring evidence of insurability, coverage goes into effect of the first of the month following approval. At age 65 the amount of life insurance benefits will reduce to 65% of the amount elected. At age 70, the amount will reduce to 50%.
For more information, refer to the benefits section of the Human Resources page on my.CSS.